We believe that your policy should fit your life, not the other way around.
Our agents are standing by to help you pick the coverage that is right for you.
When you live in a condo, your insurance needs are unique.
The complexities of who covers what get confusing. Leading Edge Holdings Insurance Group assists you by explaining everything your condo insurance policy covers. Your condo insurance policy covers your personal property and liability, as well as any additions, alterations, and improvements you make to your unit that are your responsibility based on your particular condo association agreement.
Condo Insurance Quote
The best way to determine how much condo insurance will cost is to talk with an experienced agent at Leading Edge Holdings who can assist you. After discussing your particular needs and your Homeowners Association (HOA) or Condo Association agreement, we can provide you with condo insurance quotes so you can make the best decision for your family.
Condo Insurance Basics
Ideally, condo insurance provides coverage for your personal property and whatever your condo association’s policy would not cover. Your condo insurance policy also protects you and your family members against bodily injury or property damage liability claims and any litigation that may result subject to the limits you select. You can also choose medical payments coverage, which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available.
Add-On Policies Available for Condo Insurance
There are several additional policies you can add to expand the scope of your condo insurance policy. Optional loss assessment coverage is available to protect you against certain assessments that may be levied by the association. You would be compensated for additional living expenses incurred should you need to vacate your condo after a covered loss. For a few more dollars, you can elect to carry “Full Value Personal Property” coverage, which makes sure you are reimbursed full replacement value without regard for depreciation after a covered loss. Various limits of loss assessment coverage are available. Be sure to consult the HOA agreement to determine the potential for such assessments. We can help you determine your coverage needs to make sure you’re properly covered.
Facts About Condo Insurance
Many condo owners mistakenly believe they are completely covered by their condo association’s master insurance policy. Unfortunately, many people do not check the fine print of the policy until after disaster strikes. Condo association coverage often only covers the exterior of the building, not the interior. To recover from interior damage, you need a condo insurance policy.
Benefits of Condo Insurance
If you have upgraded cabinets or put in hardwood floors, condo building item coverage protects these investments. Be sure to consult your HOA agreement to determine what the association policy covers and what you are responsible for. If common areas are damaged, your condo association may levy assessments against all the owners to pay the deductible on their association policy.
Request a Free Condo Insurance Quote
Extra Coverage Doesn’t Have to Cost A Lot
Many people supplement their condo insurance coverage with personal umbrella liability insurance for broader protection. If you have special valuable items such as jewelry, art, antiques, or collectibles, ask about our Valuable Articles Coverage, which provides more extensive coverage and no deductible in the event of a covered loss.
Contact Leading Edge Holdings Insurance Group today. We can identify the best combination of coverage, value and price for you. We can help make sure your condo insurance continually meets your needs.
Insurance Tailored For You
At Leading Edge Holdings, we will help you find the right combination of tailored, personalized insurance coverage at just the right price to fit your needs. We invite you to complete an online quote, call us at 214-983-9393, or contact us to review coverage options for car insurance, home insurance, life insurance, business insurance, renters insurance, boat insurance, and more. We provide free, no hassle and no obligation insurance quotes to help you make an informed insurance decision.
Affordable, Reliable Insurance Choices.
Leading Edge Holdings strives to offer you quality insurance coverage, a high level of professional service and a long-term relationship. As independent insurance agents, we’ll research rates and coverage from top insurance companies to find the best insurance rates and insurance plans for you. We do the insurance shopping and comparing for you to save you time and money! Contact Us or Request a Free Quote Online today!