We believe that your policy should fit your life, not the other way around.
Our agents are standing by to help you pick the coverage that is right for you.
Leading Edge Holdings Insurance Group wants to make the selection process easier and clearer for you by explaining everything your health insurance policy covers, so you can select your health insurance policy with confidence.
Health Insurance Quotes
There are essentially three types of health insurance policies to choose from:
- Fee for Service
- Managed Care
These are what help to cover hospital, surgical, and medical expenses. They may even cover other expenses not directly related, such as dental expenses, mental health services, and prescription drugs, depending on the coverage you choose to get from a provider or the additional insurance you elect when choosing a policy.
A consumer-directed health plan or “consumer-driven” is a recent type of healthcare option, which is specifically designed to give more control to the individual insured. You set up a health fund that can be used to cover medical expenses as a key part of this plan. This plan appeals to individuals who don’t have many recurring medical expenses, tend to need to visit the doctor less frequently, and like the idea of saving now for possible medical expenses down the road. Call Leading Edge Holdings Insurance Group in to learn more and get your health insurance quote.
Fee for Service
This is a more traditional healthcare plan; the fee for service option means you pay a fee to your provider for every healthcare service you receive, which is a copay. The benefit of this type of health insurance plan is that it allows for a lot of flexibility when choosing a physician or healthcare provider without paying large premiums. This can be an attractive option for individuals or families who utilize multiple doctors or want to know exactly what they’ll pay out-of-pocket when they go to a doctor in their network of approved physicians.
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Members of managed care health plans generally enjoy more benefits, like lower out-of-pocket costs. However, you can only receive treatment from physicians who participate in the managed care network. Typical managed care plans include health maintenance organizations (HMOs), preferred provider organizations (PPO), and point-of service (POS) plans. It is a much more organized option with a wide range of options for individuals who select this type of coverage.
There are a lot of misconceptions about health insurance. Many people believe health insurance is overly expensive, and that they cannot afford a plan. In some cases, they may be right. There are certainly costly health insurance plans available on the market. That being said, there are also many affordable coverage options, designed for those who cannot afford to pay thousands of dollars per year. Many of these options will suit your needs just fine.
Insurance Tailored For You
At Leading Edge Holdings, we will help you find the right combination of tailored, personalized insurance coverage at just the right price to fit your needs. We invite you to complete an online quote, call us at 214-983-9393, or contact us to review coverage options for car insurance, home insurance, life insurance, business insurance, renters insurance, boat insurance, and more. We provide free, no hassle and no obligation insurance quotes to help you make an informed insurance decision.
Affordable, Reliable Insurance Choices.
Leading Edge Holdings strives to offer you quality insurance coverage, a high level of professional service and a long-term relationship. As independent insurance agents, we’ll research rates and coverage from top insurance companies to find the best insurance rates and insurance plans for you. We do the insurance shopping and comparing for you to save you time and money! Contact Us or Request a Free Quote Online today!