YOU’RE CONSIDERING GENERAL LIABILITY INSURANCE? SMART CALL.
General liability coverage protects against financial loss, resulting from bodily injury, property damage, medical expenses, libel, slander, defending lawsuits and settlement bonds or judgments. It is critical to preserving your company’s financial health. All businesses need it, and LEH finds comprehensive and tailored policies for you.
While liability insurance isn’t required to operate a business, you’ll be glad you have it when you need it. Especially when a business opportunity arises that requires your company has a policy or should a third-party be harmed or injured and pursue legal action.
HOW MUCH GENERAL LIABILITY IS ENOUGH?
Bottom line is you don’t want to overpay for appropriate coverage, yet you don’t want to discover you’re underinsured in the event of a claim. That’s where LEH’s agents’ expertise comes in. We evaluate your risks from a 30,000-foot view to the granular level. With relationships with more than 600 carriers, we’ll find comprehensive coverage at a competitive rate.
FINANCIAL PROTECTION AGAINST WHAT DID, DIDN’T, SHOULD OR SHOULDN’T HAVE HAPPENED
If someone experiences bodily injury, personal injury and property damage caused by your business’s operations, products, or is injured on your business’s premises, could you afford to pay the expenses incurred out of pocket? Even if you could, would you want to be responsible for the legal and medical costs? That’s why general liability is a smart investment. Whether a result of what did, didn’t, should or shouldn’t have happened, your policy is there to protect your financial assets.
Injury and harm can stem from:
- Employee damage to a third party’s property
- Reputational harm
- Copyright infringement damages
Purchasing general liability insurance is a smart call if your working conditions include, but aren’t limited to:
- Operating a storefront, office or facility that’s open to the public
- Working on-site with customers
- Working with clients on their or another company’s site
- Representing customers to other businesses
- Advertising, marketing and social media
EMPLOYEE BENEFITS AS PART OF THE GENERAL LIABILITY POLICY
LEH Insurance agents look at employee benefits from the angles of value to your company and employees, which ones are most appreciated and how they maximize budget. Based on what we learn about your company needs, culture and values, we develop an employee benefits program or find specific benefits to add to your existing package.
- Employee benefits, including:
- Employer stop loss
- International benefits
- Pharmacy benefits
- Private equity and mergers & acquisitions
- Non-medical programs
- Voluntary benefits