WHEREVER THERE IS RAIN AND WATER, THERE’S A NEED FOR FLOOD INSURANCE
Statistics put the cost of recovering from just one inch of water in a home at $25,000. Nobody wants to learn their homeowners insurance doesn’t cover flooding after the damage is done. Yet, many do, since flood events aren’t included in the vast majority of policies.
Wherever there is rain and water, there is the potential for flooding and a need for flood insurance. Even those in low-risk areas are susceptible. Whether your home is in low-risk zone, your lender requires it or your area is prone to flooding, flood insurance is an important addition to your insurance portfolio.
WE WADE THROUGH THE OPTIONS AND COMPLEXITIES TO FIND COVERAGE THAT FITS YOUR RISK, NEEDS AND BUDGET
Most flood insurance is written through the National Flood Insurance Program (NFIP), administered by FEMA. And, a few private insurers offer flood coverage. LEH Insurance agents look at the data and explain the options you have from available carriers for standard flood insurance and excess flood insurance. The difference is standard flood insurance pays for direct physical damage to your insured property, while excess flood extends your limits and coverage beyond National Flood Insurance Program (NFIP) coverages.
Rest assured, your flood insurance will be equal to your risk exposure and at the best rate for your area.
