An umbrella policy provides additional liability coverage, including defense coverage, above your homeowners or auto policies’ limits. Meaning for example, you’re found at fault in a car accident and you have a policy limit of $1,000,000. If the claim against you is awarded for $1,500,000, your umbrella policy kicks in and covers the remaining $500,000. Without the umbrella, your assets could be liquidated to cover the $500,000.
LEH Insurance’s most seasoned insurance professionals listen to you, taking stock of your assets, which deserve expansive, complex protection. Ultimately, we design tailored, comprehensive umbrella policies to help ensure your assets are protected should they make you a target for high dollar liability claims.